Livestock insurance: cover for animal losses
Livestock insurance pays a share of an animal's value if it dies or is lost to a cause covered by the policy. The policy identifies the animals, their values and the risks covered. To make a claim, you need proof of each animal's identity and your ownership.
What does an insurance policy cover?
A policy names the species covered, the number of animals or insured value per head, the risks covered and any waiting period before cover begins. For example, a dairy farm insuring 40 cows lists each cow's ear tag and value. If one cow is lost, the farmer can identify her and check her insured value that day.
Why do animal details matter for a claim?
Your insurer needs proof that the animal existed, belonged to your farm and died from a covered cause. Ear tag numbers, birth dates, health history and a dated account of the loss help establish those facts. Having complete details ready helps the claim move faster.
Questions from the farm
Does livestock insurance cover every loss?
Livestock insurance covers the causes named in your policy, with exclusions set out in its wording. Check both before buying, and keep your animal details up to date.
How HerdMobile helps
Bring your animals, feed stocks and farm accounts together on your Android phone. HerdMobile keeps your daily work moving offline: record events, compare feed quantities and follow sales and payments in one place. Use your own feeds and herd information to prepare a ration, then keep a backup file under your control.
HerdMobile helps you find an animal's ear tag, birth date and health history alongside dated notes about its loss, making it easier to prepare the information needed for a claim.
